Pagal
05-09 12:00 PM
Hello,
We have used the following plan over past 3-4 years (though never had to file a claim)... it offers coverage for pre-existing conditions as well...
Visitor Health Insurance, Pre-existing condition coverage, AIU (http://www..org/)
We have used the following plan over past 3-4 years (though never had to file a claim)... it offers coverage for pre-existing conditions as well...
Visitor Health Insurance, Pre-existing condition coverage, AIU (http://www..org/)
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royalk2c2
01-31 06:24 PM
Just voted and also have few of my friends voted too !!!!
Vexir
06-14 07:45 PM
Thanks mette :)
2011 No run-of-the mill t-shirt,
srikondoji
10-10 07:30 PM
Long term USA bonds are toast. You can short them instead of buying.
Why should China/Taiwan/Arab get out of Gold? There are no strong indicators for doing that for now.
I cannot stop but laugh at your insistence that USA is global economic engine. More than half of the population is in deep debt and their population is ageing fast. Students can't borrow money now on easy terms to dund their education. THere is virtually no appetite for more debt to fire the economic engine at all.
Physical gold and silver is best to possess.
Equity is down 20% to 30% in developing world and 50 to 70% down in emerging world over 7 trading days, but gold/silver/platinum is just hanging on there, so get out of commodities which would not help you at all, best option is stay in long term USA bonds for security or buy south east Asia bonds which would be right choice for long term
70% of precious metals are owned by banks and government which do not have liquidity to buy, even current price supportd is provided by China/Taiwan/Arab sovereign funds. those govts might get out of gold any time then price will drop to 2005 range.
Do not under estimate USA which is global economic engine,It will recover and this is not new to this country, they have done it and they may do it again at some point in future
Take it easy by diversifying your portfolio....
Best option stay in cash until 2010 with FDIC security....
Why should China/Taiwan/Arab get out of Gold? There are no strong indicators for doing that for now.
I cannot stop but laugh at your insistence that USA is global economic engine. More than half of the population is in deep debt and their population is ageing fast. Students can't borrow money now on easy terms to dund their education. THere is virtually no appetite for more debt to fire the economic engine at all.
Physical gold and silver is best to possess.
Equity is down 20% to 30% in developing world and 50 to 70% down in emerging world over 7 trading days, but gold/silver/platinum is just hanging on there, so get out of commodities which would not help you at all, best option is stay in long term USA bonds for security or buy south east Asia bonds which would be right choice for long term
70% of precious metals are owned by banks and government which do not have liquidity to buy, even current price supportd is provided by China/Taiwan/Arab sovereign funds. those govts might get out of gold any time then price will drop to 2005 range.
Do not under estimate USA which is global economic engine,It will recover and this is not new to this country, they have done it and they may do it again at some point in future
Take it easy by diversifying your portfolio....
Best option stay in cash until 2010 with FDIC security....
more...
misanthrope
10-02 11:47 PM
I wont get into EB2/EB3 fights, but tell you what my opinion about this is.
The law definitely supports interfiling and priority date porting. However, this is like reserving seats on a bus by throwing your handkerchief in good old India. It is unfair to let people jump ahead in the queue, even though they acquired the eligibility to file in EB2, at a far later date.
There might be some genuine cases where people could not file in EB2, even though they were eligible. I only support these cases.
I've a pending EB2 485. However, let me be honest. If I had EB3 to start with, I too would've interfiled in EB2 and would've ported my priority date. Who wouldn't do it if the law allowed them to!
+1 to that.
The law definitely supports interfiling and priority date porting. However, this is like reserving seats on a bus by throwing your handkerchief in good old India. It is unfair to let people jump ahead in the queue, even though they acquired the eligibility to file in EB2, at a far later date.
There might be some genuine cases where people could not file in EB2, even though they were eligible. I only support these cases.
I've a pending EB2 485. However, let me be honest. If I had EB3 to start with, I too would've interfiled in EB2 and would've ported my priority date. Who wouldn't do it if the law allowed them to!
+1 to that.
letstalklc
09-11 11:04 AM
Hi All
Where u take SBI or ICICI they will not tell you the date on which the actually transaction was taken place. Yes its right that they keep money with them for 2-3 days and remit only when they see that exchange rate will increase.
I have used both, in my personal opinion SBI offers good rate than ICICI.
Again, this may be not correct because we don't know the time they update their web site to reflect the current exchange rate.
I know ICICI not good in terms of every thing, I had very very bad experience with them couple of times, then I have switched to SBI 3 years ago, now I am using SBI NRI account as well as their GLS services to transfer money.
Coming back to conversation rate, SBI will update only once in the morning and will give you that rate on the day money will be transferred into your INDIA account (Normally 5th working day), I have checked lot of times to confirm the same and every time it is correct so far (3+years).
Now a days they have also opened customer support with toll free no, where you can call them from here.....which is really good....
Where u take SBI or ICICI they will not tell you the date on which the actually transaction was taken place. Yes its right that they keep money with them for 2-3 days and remit only when they see that exchange rate will increase.
I have used both, in my personal opinion SBI offers good rate than ICICI.
Again, this may be not correct because we don't know the time they update their web site to reflect the current exchange rate.
I know ICICI not good in terms of every thing, I had very very bad experience with them couple of times, then I have switched to SBI 3 years ago, now I am using SBI NRI account as well as their GLS services to transfer money.
Coming back to conversation rate, SBI will update only once in the morning and will give you that rate on the day money will be transferred into your INDIA account (Normally 5th working day), I have checked lot of times to confirm the same and every time it is correct so far (3+years).
Now a days they have also opened customer support with toll free no, where you can call them from here.....which is really good....
more...
smitin_2000
05-20 02:43 PM
Please remember that ICICI gives LIMITED coverage for anyone above the age of 56. It is mentioned in the "fine print". They have a restriction of say $1200 per day of hospitalization (not sure of the exact amount- but somewhere in that region).
The same is true for TATA Travelguard
It sounds like Comprehensive Insurance from a US company might provide the best "insurance"
Don't ever go with ICICI Lombard, they are jerks and cheaters, I took it for my mother and they have not educated her properly while taking insurance from them, when it comes to claim, they have given penny, saying they have applied sublimits in her claim, and they took too much time to pass a claim of a chunk, I really hate this company, don't go with them,
try IMG Global http://www.aaamidatlantic.com/insurance/img_main.asp
The same is true for TATA Travelguard
It sounds like Comprehensive Insurance from a US company might provide the best "insurance"
Don't ever go with ICICI Lombard, they are jerks and cheaters, I took it for my mother and they have not educated her properly while taking insurance from them, when it comes to claim, they have given penny, saying they have applied sublimits in her claim, and they took too much time to pass a claim of a chunk, I really hate this company, don't go with them,
try IMG Global http://www.aaamidatlantic.com/insurance/img_main.asp
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pam002
07-15 07:27 PM
I signed. Its shame on these guys airing shows on CNN and running for presidentship without knowing much info about H1B as USA has been issuing H1Bs for several years.
more...
sorcerer666
04-03 10:02 AM
I hardly believe your story. Your written english doesn't seem like you are a H1-B guy form the other counrty unless you are from Canada. Why the f'ng game, what do you need? Now tell us another story that you are from Canada.
whats your point?? He could be from anywhere!! How does that matter with his difficult situation??
whats your point?? He could be from anywhere!! How does that matter with his difficult situation??
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ilikekilo
04-09 08:15 PM
Sameet,
Thanks for your response. My wife is in India currently. Wondering if we can get a letter from a pediatrician there.
Thanks,
GCisaDawg
Got a RFE for my spouse's TB test as it was not submitted at that time...
gcisadawg, remember, you can get from a pediatrician or whoever BUT as you know they should be "Certified" by USCIS for you to go get from them...dont forget that..and based on the links I referred to you earlier you dont have too many options abroad...basically a center where you may have to go and get there..
To avoid all these headaches I would go try to get more time by asking USCIS..
Thanks for your response. My wife is in India currently. Wondering if we can get a letter from a pediatrician there.
Thanks,
GCisaDawg
Got a RFE for my spouse's TB test as it was not submitted at that time...
gcisadawg, remember, you can get from a pediatrician or whoever BUT as you know they should be "Certified" by USCIS for you to go get from them...dont forget that..and based on the links I referred to you earlier you dont have too many options abroad...basically a center where you may have to go and get there..
To avoid all these headaches I would go try to get more time by asking USCIS..
more...
NKR
01-31 02:03 PM
We can make it the number 1 question. Vote Guys.
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gjoe
11-02 11:34 AM
All those who are questioning my profile details please check the public profile of mine. It has more info than most of you (Mr.internet) have in your own. To those who are calling to close this thread - Already someone modified the poll and added two new options, I won't be surprised if it is closed. If it is it will only show how fake some of you are when you talk about a few reasons ( not all) why GC backlogged should be solved fast.
Someone wanted the moderators to ban me. Tell me why I should be banned? Do you say you just want everyone to only listen to what you say and what you want them to do? You can't tolerate others' opinions and thoughts?
I am here in this country on H1B since 2000. I am also one of you waiting in this endless queue for my GC. I am also like one of you trying to get my GC fast. But I don't like to lie or twist facts for my convenience.
Thought for the day "Walk a mile in the shoes of an American before you ask them to beleive what you say"
Someone wanted the moderators to ban me. Tell me why I should be banned? Do you say you just want everyone to only listen to what you say and what you want them to do? You can't tolerate others' opinions and thoughts?
I am here in this country on H1B since 2000. I am also one of you waiting in this endless queue for my GC. I am also like one of you trying to get my GC fast. But I don't like to lie or twist facts for my convenience.
Thought for the day "Walk a mile in the shoes of an American before you ask them to beleive what you say"
more...
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vidhya_srini
01-01 09:09 AM
i attended interview on dec 20th.. i havn' t recd my passport yet.. i had to cancel my tickets bcos of this..:mad:
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GCKarma
07-14 10:10 PM
Done
more...
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Sri_1975
01-30 04:45 PM
bump ..
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Hassan11
07-18 10:58 AM
Obviously,
Can you make what you wrote here in your reply in a form of a letter and create a petition to be signed by IV members ( just like this petition fighting Lou Dobbs). then your petition will be mailed to all media outlets. I really like what you wrote and I think if baked by IV we can sign it as a petition and send it to explain our cause to the media and the American people that might not be aware of our situation.
Thanks
the revised version is more pointed.
Here are a few other points to consider and highlight:
- That the woes of legal high skilled immigrants are completely forgotten
- Despite the fact that they pay taxes, social security etc
- They represent a continued American heritage of immigrants chasing the Great American Dream
While H1B workers might appear to 'displace US workers', the crux of the issue is that in order for US companies to remain innovative and competitive they cannot afford to take a hoary protectionist policy in talent management.
High skilled talent finds level ground, wherever it might be.
While the old world order was about national boundaries and international competition amongst countries, the new world order is about a flat world where transnational collaboration and commerce can enable wealth and job creation in any part of the world!
The presence of high skilled foreign workers INSIDE the US
- ensures that jobs remain in the US
- ensures that resultant taxes remain in the US
- ensures that resultant investments target the US economy
- apart from ensuring US competitive and commercial advantage
The oft repeated arguments about 'local talent being available but not tapped' is borne out of a sense of elitist entitlement; something that runs counter to the great American Dream and the quest for constant innovation, creation, improvement and execution.
The need of the hour should be on how to enable successful assimilation of high skilled labor and talent into the US economy such that the economic engines of efficient productivity are not hampered by artificial tarrifs and barriers borne out of a broken immigration system.
The quest for a color-blind, talent-oriented, country-agnostic immigration system has a long and sometimes troubling, history.
While the old world afforded the luxury of years to rectify imblances and imperfections in policy constructs, the new world leaves little room for inefficient alignment of policies.
The need to fix a broken legal immigration system is as much an economic reality as it is to address detrimental effects in womens' rights (spouses' rights), labor rights and free markets.
Can you make what you wrote here in your reply in a form of a letter and create a petition to be signed by IV members ( just like this petition fighting Lou Dobbs). then your petition will be mailed to all media outlets. I really like what you wrote and I think if baked by IV we can sign it as a petition and send it to explain our cause to the media and the American people that might not be aware of our situation.
Thanks
the revised version is more pointed.
Here are a few other points to consider and highlight:
- That the woes of legal high skilled immigrants are completely forgotten
- Despite the fact that they pay taxes, social security etc
- They represent a continued American heritage of immigrants chasing the Great American Dream
While H1B workers might appear to 'displace US workers', the crux of the issue is that in order for US companies to remain innovative and competitive they cannot afford to take a hoary protectionist policy in talent management.
High skilled talent finds level ground, wherever it might be.
While the old world order was about national boundaries and international competition amongst countries, the new world order is about a flat world where transnational collaboration and commerce can enable wealth and job creation in any part of the world!
The presence of high skilled foreign workers INSIDE the US
- ensures that jobs remain in the US
- ensures that resultant taxes remain in the US
- ensures that resultant investments target the US economy
- apart from ensuring US competitive and commercial advantage
The oft repeated arguments about 'local talent being available but not tapped' is borne out of a sense of elitist entitlement; something that runs counter to the great American Dream and the quest for constant innovation, creation, improvement and execution.
The need of the hour should be on how to enable successful assimilation of high skilled labor and talent into the US economy such that the economic engines of efficient productivity are not hampered by artificial tarrifs and barriers borne out of a broken immigration system.
The quest for a color-blind, talent-oriented, country-agnostic immigration system has a long and sometimes troubling, history.
While the old world afforded the luxury of years to rectify imblances and imperfections in policy constructs, the new world leaves little room for inefficient alignment of policies.
The need to fix a broken legal immigration system is as much an economic reality as it is to address detrimental effects in womens' rights (spouses' rights), labor rights and free markets.
more...
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Macaca
12-17 04:14 PM
From page 8 of Driving jobs and Innovation Offshore (http://www.nfap.com/pdf/071206study.pdf) The impact of high-skill Immigration Restrictions on America, National Foundation for American Policy (NFAP) Policy Brief, Dec 2007
Critics hope to make any increase in H-1B visas contingent on imposing new restrictions on companies hiring foreign-born professionals, scientists and engineers. While many of the critics’ attacks have centered on so-called “outsourcing” companies, the intent is to impose new restrictions on all companies that seek access to skilled foreign-born talent. As discussed later in this analysis, many of the restrictions put forward by Senators Richard Durbin (D-IL), Charles Grassley (R-IA), Bernard Sanders (I-VT) and Claire McCaskill (D-MO) would impact all U.S. companies hiring foreign-born talent.
Senator Grassley has said there is a "high amount of fraud and abuse" involving H-1B visas. However, an examination of objective data belies this statement. When questioned by the Wall Street Journal a Grassley spokeswoman cited only anecdotal evidence, saying, “People have called our office.” By objective measurements there is not evidence of significant abuse but modest problems that are addressed through agency enforcement.
The data show it would be mistake to tar all companies with the faults of literally a few. Of the $4.8 million owed in back wages in 2004, more than half (53 percent) came from findings against just 7 companies, none of whom are household names. Abuse does occur but the evidence indicates it is limited and of a character that can be handled within existing laws and regulations.
In fact, the amount of back wages owed to H-1B workers, small as it is, actually fell between FY 2005 and FY 2006. Moreover, the aggregate total of back wages owed is almost infinitesimal placed in the context of a $13 trillion economy. In FY 2005, only $5.2 million in back wages were owed to H-1B professionals based on DOL investigations and the total dropped to $4.6 million in FY 2006. Consistent with other years, 86 percent of the cases investigated (104 of 121) in FY 2005 resulted in no civil monetary penalties being assessed. In FY 2006, no civil monetary penalties were assessed in 89 percent of the cases completed (14 of 133).
The data show the vast majority of cases investigated by the Department of Labor have involved only paperwork violations, not willful abuse, and that back wage payments were generally fairly small. The proportion of H-1B professionals owed back wages is also small. Back wages were owed to less than 1 percent (0.28 percent) of the individuals who received H-1B status between FY 1999 and FY 2002 – a total of 1,323 individuals out of approximately 473,000 individuals.
Critics hope to make any increase in H-1B visas contingent on imposing new restrictions on companies hiring foreign-born professionals, scientists and engineers. While many of the critics’ attacks have centered on so-called “outsourcing” companies, the intent is to impose new restrictions on all companies that seek access to skilled foreign-born talent. As discussed later in this analysis, many of the restrictions put forward by Senators Richard Durbin (D-IL), Charles Grassley (R-IA), Bernard Sanders (I-VT) and Claire McCaskill (D-MO) would impact all U.S. companies hiring foreign-born talent.
Senator Grassley has said there is a "high amount of fraud and abuse" involving H-1B visas. However, an examination of objective data belies this statement. When questioned by the Wall Street Journal a Grassley spokeswoman cited only anecdotal evidence, saying, “People have called our office.” By objective measurements there is not evidence of significant abuse but modest problems that are addressed through agency enforcement.
The data show it would be mistake to tar all companies with the faults of literally a few. Of the $4.8 million owed in back wages in 2004, more than half (53 percent) came from findings against just 7 companies, none of whom are household names. Abuse does occur but the evidence indicates it is limited and of a character that can be handled within existing laws and regulations.
In fact, the amount of back wages owed to H-1B workers, small as it is, actually fell between FY 2005 and FY 2006. Moreover, the aggregate total of back wages owed is almost infinitesimal placed in the context of a $13 trillion economy. In FY 2005, only $5.2 million in back wages were owed to H-1B professionals based on DOL investigations and the total dropped to $4.6 million in FY 2006. Consistent with other years, 86 percent of the cases investigated (104 of 121) in FY 2005 resulted in no civil monetary penalties being assessed. In FY 2006, no civil monetary penalties were assessed in 89 percent of the cases completed (14 of 133).
The data show the vast majority of cases investigated by the Department of Labor have involved only paperwork violations, not willful abuse, and that back wage payments were generally fairly small. The proportion of H-1B professionals owed back wages is also small. Back wages were owed to less than 1 percent (0.28 percent) of the individuals who received H-1B status between FY 1999 and FY 2002 – a total of 1,323 individuals out of approximately 473,000 individuals.
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walking_dude
03-13 03:37 PM
Slave,
It's oxymoronic to hear a self-confessed slave lecture us on 'Freedom'. Real freedom is standing and fighting for ones rights, and not hiding in a cave. How would a slave know?
'Red Dots' are also Free speech. Members who gave you one also used their 'Freedom of Expression' just like you ( did you think all freedoms are reserved for you ?).
FYI, I didn't waste any 'Red dots' on you. IV members are smart. They don't need to be guided by 'Red dots' to recognize an idiot. They smelled one the moment you opened your big trap door.
Yes! on IV you are supposed to say only good things about IV (though IV is "grass-root" non-profit) but no free speech here :confused:
You are only supposed to smell and sense good things about IV and hence write only good ... but god-forbid if you write truth then IV-watchers will try to ruin your "image" by giving RED dots (IV-mileage points) and make you feel bad-guy :rolleyes:
It's oxymoronic to hear a self-confessed slave lecture us on 'Freedom'. Real freedom is standing and fighting for ones rights, and not hiding in a cave. How would a slave know?
'Red Dots' are also Free speech. Members who gave you one also used their 'Freedom of Expression' just like you ( did you think all freedoms are reserved for you ?).
FYI, I didn't waste any 'Red dots' on you. IV members are smart. They don't need to be guided by 'Red dots' to recognize an idiot. They smelled one the moment you opened your big trap door.
Yes! on IV you are supposed to say only good things about IV (though IV is "grass-root" non-profit) but no free speech here :confused:
You are only supposed to smell and sense good things about IV and hence write only good ... but god-forbid if you write truth then IV-watchers will try to ruin your "image" by giving RED dots (IV-mileage points) and make you feel bad-guy :rolleyes:
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eb3_2004
07-14 08:25 PM
Good Effort
Harivinder
09-17 12:57 PM
She did withdraw! I think we'll go on to the next bill.
sfcwtu: "when you say she did withdraw" what do you mean? did she withdraw 6020?
sfcwtu: "when you say she did withdraw" what do you mean? did she withdraw 6020?
seekerofpeace
09-14 11:48 PM
Why was there not a choice for luck or fate.........
SDRBLR,
How did you send an email to TSC streamline? My case is at TSC and we are half done...primary approved and dependent pending...told biometrics issue by lawyer thru AILA but as far as these forums go biometrics don't hold an approval otherwise I won't have been approved. i guess we carry the curse of transfered cases...mine was TSC-CSC-TSC
Thanks,
SoP
SDRBLR,
How did you send an email to TSC streamline? My case is at TSC and we are half done...primary approved and dependent pending...told biometrics issue by lawyer thru AILA but as far as these forums go biometrics don't hold an approval otherwise I won't have been approved. i guess we carry the curse of transfered cases...mine was TSC-CSC-TSC
Thanks,
SoP
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